We’ve witnessed and participated in the evolution of the investment landscape both in terms of consolidation and technical sophistication, and we’ve recognized for years now the misalignments of interests between managers and investors, and between lenders, servicers, and borrowers that have exacerbated as the industry evolved.  Changing dynamics lead to nuanced risks that are either not always readily visible or are largely ignored by investors but still certainly impact economics and risk.  In most cases these outlier or incremental risks are not appropriately priced into deal forecasts and risk analyses. One of our key missions is to bring an institutional grade investment offering to market that improves upon current practices and avoids industry pitfalls to the greatest extent possible with greater transparency, flexibility, and a closer relationship with our investors than ever before.  This led us to harness the advantages of distributed ledger technology and our proprietary blockchain investor portal and tokenization issuance platform to deliver a uniquely superior product, experience, and management tool along with our superior asset strategy.